“I spend money when I'm upset”
What could be going on
Emotional spending: Fits if buying lifts your mood for a short while and the urge follows a feeling, not a need.
Compulsive buying: Fits if you can't stop when you try, hide purchases, and the spending is harming your money or relationships.
Emotion regulation: Could be one of the few fast ways you have to change a feeling. Check what else you reach for when upset.
Present bias: Check whether feeling better now outweighs a later cost you can see clearly at the time.
Addiction as an attempted solution to pain (Maté): Fits if the spending eases a pain you'd rather not feel. Check what the feeling was just before.
Bipolar disorder and hypomania: Only fits if sprees come with little sleep, fast speech and big plans, in spells lasting days.
Questions to carry
- The last time I bought something I didn't need, what had happened in the hour before?
- What do I feel when the parcel arrives, compared with when I pressed buy?
Also said as
- retail therapy after a bad day
- i shop when i'm sad
- buying things to feel better
- why do i spend money when i'm stressed
- i order stuff online after arguing with my boyfriend
- spend when anxious then regret it