“My family keeps borrowing money and never pays it back”

What could be going on

Financial enabling: Fits if your money keeps them from facing the problem, and you keep giving out of guilt or worry.

Financial dependence: Could be that they rely on you and can't picture managing without it. Check whether they've ever tried.

Codependency: Fits if lending gives you a place or worth in the family that you'd lose by saying no.

Boundaries: Check whether you've ever said a clear no, and what happened when you did.

Emotional blackmail (fear, obligation, guilt): Fits if a refusal brings guilt, tears or talk of what family owes each other.

Breakaway guilt: Could be guilt at having more than them. Check whether you lend more after your own good news.

Also said as

• my brother borrows money and never pays me back
• lent my parents money and never got it back
• how do i say no to family asking for money
• my sister keeps asking for loans
• my dad owes me thousands
• i keep bailing out my son