“I have savings and still feel unsafe”
What could be going on
Money vigilance: Fits if you watch money closely, keep it private and feel uneasy spending even when the numbers are fine.
Vulnerability to harm or illness schema: Could be a wider sense that disaster is near. Check whether you fear illness and accidents too.
Financial anxiety: Fits if the worry runs whatever the balance, and checking brings only short relief.
Scarcity and the bandwidth tax: Check whether the feeling dates from a time of real lack and never caught up when things changed.
Generalised anxiety: Fits if money is one of many worries that move from topic to topic on most days.
Intergenerational transmission: Check whether a parent or grandparent lived through real loss and talked about money the same way.
Questions to carry
- When I last looked at my savings, what number did I think would finally feel like enough?
- What do I picture happening the week after the money runs out?
Also said as
- i have money in the bank but feel like i'm about to lose everything
- why do i feel poor when i have savings
- never feel financially secure
- always afraid of running out of money
- no amount of savings feels like enough
- my husband says we're fine but i'm terrified